High School Student Is Not Getting Into The College Of...

Every high school student has one major fear, and that is not getting into the college of their dreams. However, that does not stop them from applying to every college out there. Senior year was upon me, and the time finally came to start applying to different colleges. It was always hard because everything about my high school experience was perfect: my grades, community service, extra-curricular activities, clubs, and everything else a teenager could dream of, except my college acceptance test score. Although it was not the score that I was hoping for, I always told myself that it was no big deal, but I was just trying to make my situation better. After sending all of the applications to the colleges of my dreams, it was time to make the most of my life before my hopes got shattered in the blink of an eye. Standardized tests, like the American College Test (ACT) and the Scholastic Aptitude Test (SAT), are major to high school students because they know that it is one of the only wa ys to get into the best colleges. However, not every student is great at taking tests, which can eliminate many of their opportunities to get into college and further their education. Many post-secondary schools make these tests a high priority when determining who will get accepted. The use of standardized tests has been a head topic in the world of education for a long time now and has raised many questions like, does stress have an effect on the outcome of a student’s test score? Does theShow MoreRelatedThe Dream Act Of The Dominican Republic872 Words   |  4 PagesRepublic. Ever since she started high school she dreamed of becoming a professional swimmer. She is the hardest working person I know. I have told her numerous times that if I could, I would trade her my opportunity to go to college because she deserves it a million more times than I do. Knowing that she cannot go to college hinders me. To know that all of her hard work both in her gifted talent and academically will go unrewarded. She is an undocumented student with no help from the government,Read MoreEssay on Five Reasons Not to Postpone College622 Words   |  3 PagesSHOULD NOT POSTPON E COLLEGE It’s harder to get back into the routine of school. Getting back into the routine of school is hard once you have been out of school for 5 years, 10 years, maybe even longer. Figuring out how to take notes, study, or take tests once again adds to the already hard enough burden of learning a new subject. â€Å"You may have to re-learn how to be a student† (Pros and Cons of Post Grad School). Nerves are already hectic enough on anyone’s first day of school but even more onceRead MoreEndless Possibilities in Education1845 Words   |  7 Pageschild through grade school is hard enough to pay for and handle. Once that child goes to junior high and high school the cost just keeps skyrocketing. If a high school student takes concurrent enrollment classes it does help them with the cost of a college education. Or at least, this is how it seems in America. Most American high school students want to go to college and even dream about it. With our current economy students cannot afford to attend the college of their dreams. Paren ts either areRead MoreTo The Many Students That Annually Graduated From An American1263 Words   |  6 PagesTo the many students that annually graduated from an American high school, one can say that it is there the best day of their life. Why? Well, because in the United States obtaining a high school diploma is one step further to reaching the American Dream. The education system in America starting from elementary school to high school, inculcated in the minds of our future generation the importance of college that without college an individual cannot be successful. However, society changes and thisRead MoreDifferences Between Middle And Upper Class948 Words   |  4 Pagescollar jobs. Ideally we would all think we fall into the middle class; however, most of society is in the lower/middle class even though they are working their dream job with a degree. Additionally, the American dream has changed drastically throughout the years. The ‘unfair, the system that effects the rich-poor balance has been getting big traction. Middle-class is paying higher taxes than upper class; the tax systems are upside, and down poor people are paying more and the rich people are payingRead MoreCost of College1120 Words   |  5 Pagesparents have been talking about this wonderful thing called college. They told you that you have to go there to get an education before you can get a good job. Many kids have dreamed of going to college, and being able to get the job of their dreams. By putting in hard work and dedication to good grades in high school, you had high hopes that you would be able to get into an Ivy League school. The American dream of being able to go to college to get a degree is sliding away from many people due to risingRead MoreEssay on Is College Worth our Time and Effort?874 Words   |  4 Pagesearned a college degree to get their high-level job that requires years of learning and preparation to acquire , such as a doctor or a programmer. With colleges, students have a means of landing that dream job of theirs or maybe discover that they had a passion for a different kind of career instead. Although, many students have to endure years of stress and pressure in college before they can get their degree or figure out what they want to do for a living. In William Zinsser’s essay, â€Å"College PressuresRead MoreEssay on Dream Act1342 Words   |  6 Pagesabout the dream act. This program was passed to help illegal immigrants grow in education. It was not to acquire U.S citizen’s rights, in fact it was passed because many immigrants want to give back to the country that has offered them many things. This program also known as DACA was proposed by the president Barack Obama and has been applied to many illegal immigrants since 2010. It is an aid for immigrant students that want to go top college and stay in school. Being part of the Dream Act is notRead MoreEssay On The A merican Dream1456 Words   |  6 Pagesfor them to come to the United States and pursue the American Dream. The American Dream has a different meaning for everyone. Many people might think of the American Dream as being able to get a job in order for them to be able to help their family members who they left back in their native country, while for others the American Dream will be to be able to purchase their first home in the United States, while for others the American Dream might be to have a good job in order for them to pay for rentRead MoreThe Benefits Of A College Education1032 Words   |  5 PagesA college education has become a necessity in today’s society. Students all around the country are putting so much effort into getting perfect grades. Trying to finance every students education has become difficult. Although, many students, teachers, and other people have wondered if giving students a free tuition should be granted. I believe that students should be grante d a free tuition and that it should be funded by the U.S government because this could help students focus more on their studies

The Slave Trade - 1310 Words

Brutalization of the Slave Trade In the 1600s, slavery played a significant role in European history. The negative aspects that made up the dark times in history are, mainly centered on the brutalizing effects of the enslaved people, which can be best explained by the destroyed family bonds, history of the enslaved people erased, and unjust treatment of the slaves. Olaudah Equiano, a former slave and abolitionist, was born in 1745, part of the Igbo tribe. He served as a slave for many years all over the world, until he bought out his freedom in 1767. After that, he pushed for the abolition of the slave trade and civil rights until the end of his life. In Equiano’s life, there were three ways a person became a slave. Either by a tribe†¦show more content†¦They shed no tears as the mothers wept in heartache that they could no longer embrace their beautiful children. Consequently, as soon as the men and women became slaves, their traditions, values, cultures, and identities vanished. Although, before Equiano involuntarily gave his life away, he spoke of such dignity of his people, the Eboe. His brethren thrived harmony, compassion, and loyalty. They were â€Å"a nation of dancers, musicians, and poets†, and never ceased an opportunity to celebrate a triumphed battle, marriage, or blessing of their Creator (Equiano, 34). Their dancing was organized into four groups of people from the village, and individual group would â€Å"represent some interesting scene of real life, such a great achievement, domestic employment, a pathetic story, or some rural sport† (Equiano, 34). For that reason, provided more variety to the dances. In addition, instruments were also used to give the ritual a new liveliness. For example, musical instruments like drums, guitars, and xylophones were greatly played. All of the important and sacred values and trad itions of these people were obliterated when they became slaves. As soon as the stepped onto the boats, they were immediately given a new identity, and told to forget their old one. Soon, over seven million slaves would be taken across world, forced into intense labor until death. Seven million identities would be erased, and leaving behind countless traditions,Show MoreRelatedThe Slave Trade852 Words   |  4 PagesThrough the transportation use of the asientistas, the slave trade was constantly changing and integrated with the whole Atlantic economy. From 1595 to 1773, a total of 648,688 slaves, or an annual average of 3,381 slaves every year for the 178 years of trade. However, as with many economic understandings and studies changes are more important than the totals. Therefore, the changing sources of supply and destinations are of more importance. With Spanish records, the Guinea of Cape Verde and theRead MoreSlave Trade1417 Words   |  6 PagesAfricans who have came to Ame rica were slaves who were purchased through the international slave trade. White colonists viewed Africans as uncivilized and ‘turned to the international slave trade to fill their labor needs.’ The white English settlers knew nothing of any other culture; people were thought to be white or Christian, anything else was ‘uncivilized’. Slavery served for two purposes; a labor system and racial control in a white country. The slave trade was important in building the colonialRead MoreAfrican Slaves And The Slave Trade995 Words   |  4 PagesAtlantic slave trade was at its peak. Many believe that only Europeans benefited from having Africans as slaves, but they are wrong. Africans of different tribes would destroy settlements, capture the villagers, and sell them at the market as they were a baked good at a farmer’s market in today’s society. Europeans and Africans both played a major role in the slave trade and are both to blame for the capturing and selling of African slaves. African’s played a much bigger role in the Atlantic Slave tradeRead MoreA Slave During The Slave Trade977 Words   |  4 Pagesto others, deserve it not for themselves (Chandler).† However, the question must be begged: what is slavery, and how much do people really know about some of the tragic stories that occurred during that time period? Olaudah Equiano was a slave during the slave trade who wrote an autobiography about his experiences with said topic. After being enslaved for ten years, he finally could afford to buy his freedom and become an anti-slavery activist. His text explains his trek across oceans in a ship withRead MoreSlavery And The Slave Trade Essay1313 Words   |  6 Pagesuse of the domestic slave trade because of the need for slaves in the tobacco planting lands. Many landowners and planters looked towards the Chesapeake area to seek for slaves. Many slave owners started looking towards that region because the International Slave Trade had been bloc kaded off. The domestic slave trade began something different; where African Americans were moved to a new location either through being sold or being transferred. Because of the desperate need of slaves in order to earnRead MoreAfrican Slaves And Slave Trade1880 Words   |  8 PagesSlaves and slave trade has been a paramount part of history for a very long time. In the years of the British thirteen colonies in North America, slaves and slave trade was a very consequential part of its development. It even carried on to virtually 200 years of Coalesced States history. The slave trade of the thirteen colonies was a paramount part of the colonies as well as Europe and Africa. In order to supply the thirteen colonies efficiently through trade, Europe developed the method of triangularRead MoreThe Trade Of The Atlantic Slave Trade3341 Words   |  14 Pages The Atlantic Slave Trade took place from the 16th century to the 19th century. Most of the slaves were taken from West Africa, but the trade also affected other parts of the continent. By the end of the trade, it became the biggest human migration to date. Generally, we know a lot about the effects slavery had in the New World, but we have less information on how the slave trade affected African societies. Although there were no scholars which contested the harm the slave trade caused, howeverRead MoreThe Terrible Trade Of The Slave Trade2289 Words   |  10 PagesThe Terrible Trade Screams for relief, cries for comfort, and moans for death all revolved around the slave trade. The slave trade is an event that not only impacted Africa, but the whole world. This essay will explain how cultures were ruined and families were torn apart. The slave trade has influenced history worldwide because it has impacted countries economically, socially, and politically. The Middle Passage received its name because it is in the middle of the Triangular Trade. Legs of the triangularRead MoreThe Terrible Trade Of The Slave Trade2324 Words   |  10 PagesTerrible Trade Screams for relief, cries for comfort, and moans for death all revolved around the slave trade. The slave trade is an event that not only impacted Africa, but the whole world even still today. This essay will explain how cultures were ruined and families were torn apart. The slave trade has influenced history worldwide because it has impacted continents economically, socially, and politically. The Middle Passage received its name because it is in the middle of the Triangular Trade. TheRead MoreThe Politics Of The Slave Trade1703 Words   |  7 PagesPolitics of the Slave Trade: Art Engaging Eighteenth-Century Audiences with the Abolitionist Movement Ella Ottaviano The rise of the abolitionist movement in the late eighteenth century, created a platform for artworks to be used as arguments for the abolition of slavery. Artworks during the Enlightenment employed a variety of visual techniques to emotionally engage their audiences with the politics of the slave trade and to elicit a sympathetic response from the viewer towards African slaves, strengthening

How Far the Press Should Be Free to Report Free Essays

Discuss how far the press should be free to report what they want There are obvious reasons for restrictions on the freedom of the press. Many of these are to do with the fact that clearly there are many stories which are damaging to individuals and will have a negative effect on the life of a person or group of people. The argument that is often put forward that it is in the public interest to know what is going on and that secrets should not be kept from the public is a valid one, but there has to be a line drawn between the public interest and what the public are interested in. We will write a custom essay sample on How Far the Press Should Be Free to Report or any similar topic only for you Order Now That line was not necessarily crossed in the publication of the photos of prince William, as it is not inconceivable that he might be the future king of England and therefore it can almost be seen as a warning of how it is and isn’t acceptable to behave for somebody in the public eye. Although there are occasions when the press report stories that they shouldn’t, it must be taken into account that newspapers organisations have to make money, and therefore they have to be able to write stories which will sell copies and, if they are not given that right, the general public could become bored by newspapers. The Sun’s dominance in the journalism world of Britain is all the evidence needed to prove that the public are not looking to be informed, but to be entertained, and the most entertaining stories are usually the sensational ones. Another reason why the press should not be restricted is that Britain is a democracy and so the people at the top of society should not have omnipotent powers over what can and cannot be reported to the public. If you look at the fascist dictatorships of the past, one of the greatest crimes has been the lack of freedom of speech and this is what oppresses people more than anything. I am not saying that this is a position which Britain is nearing, but we must bear in mind that one of the fundamental components of a democracy is the freedom of speech, and as such you cannot justify taking this right away from anybody, whether they are talking to a friend or writing it in a newspaper. How to cite How Far the Press Should Be Free to Report, Essay examples

Real Estate Investments Trusts & Mortgage Backed Securities

Question: Describe about the Real Estate Investments Trusts Mortgage Backed Securities. Answer: Executive summary The analyzed REIT status is quite impressive mainly because the company has managed to pay out 89% of it taxable profit in dividend form. This is a hybrid REIT because it transacts mortgage loans and conducts real estate operations. Due to the fact that the company has REIT status, it has also managed to avoid corporate income tax thus enabling it to maintain impressive results over the past years. Introduction Being an investor working various finance companies, it is important for me to understand which hedging instruments I am going to employ in order to effectively manage the potential interest rate exposure of Genuine Investment Bank. This will enable me to be able to focus on designing the best CMO offering thereby getting more insight on the market and understanding how I will manage to increase profits. It is important to realize that CMO offerings are the new niche; there are also many people who desire to invest in pension funds, hedge funds, and Banks and corporations. This makes the Real Estate Investments Trusts Mortgage Backed Securities more attractive to young individuals who are prepared and willing to take more risk because are a long term investment which entails uncertain risks (Martin Hanbury 14). I am therefore targeting the young people. Analysis of the tranches i. Assumptions Tranches refer to pieces, slices, or portions of structured financing or debt (Pearce, Stevens Barr 55). Tranches usually assume that an MBO ought to coincide with the maturity dates of the primary mortgages. Another assumption of tranches is that a given security may be split up into smaller pieces and subsequently sold. They also assume that a single is supposed to be made up of a pool of mortgage with same or similar dates of maturity (Hudson 84). Time tranching structure There are three types of tranching structures. One of the structures which Genuine Investment Bank is considering is the sequential payout tranch as it encapsulates all the potential CMO investors; however, we are going to focus on the Time tranching. this is because it is not wise to invest in all the three CMOs. With this type of structure, the repayment risk is usually to be paid disproportionately to the different tranches (Haley 40). This structure will ensure that both my target clients and I are protected from various repayment risks thus guaranteeing that we make sound profits from our venture. iii. Summary of the results with respect to the clients targets It is imperative to note that my clients would expect to make an interest of about $413, 375 in the first month when they invest at least $400,000,000; they will be charged an initial principle of $957,700 in the same month (Martin Hanbury 23). This means that after calculating my clients targets, I am also supposed to make a considerable profit in order to sustain my clients and prove to them that my assumptions are profitable for them. Analysis of my position i. Assumptions My current position assumes that my clients will be able to secure their respective investments through the time tranching structure which my firm will employ. This will guarantee their continued long term investment and profit longevity. ii. What are you trying maximize? By investing in pension funds and insurance companies, we will be trying to maximize on both profits and long term investment and Pension funds and insurance companies will ensure this. iii. Any recommendations? I would recommend that we increase investments especially in Pension funds and insurance companies. This is because even though they are somewhat risky to invest in, they are also quite lucrative. Conclusion As we have observed from the above, it is quite clear that the time tranching structure is the most appropriate approach to utilize in order to safeguard my clients investments. It is also considerably profitable for Genuine Investment Bank to invest in Pension funds and insurance companies in order to maximize on the firms profits. Works Cited Haley, Michael A. and McMurtry, Lara. Equity Trusts. London: Sweet Maxwell. 2011. Print. Hudson, Alastair. Understanding Equity and Trusts. Abingdon, Oxon: Routledge. 2013. Print. Martin, Jill E. and Hanbury, Harold Greville. Modern Equity. London: Sweet Maxwell. 2012. Print. Pearce, Robert A., Stevens, John and Barr, Warren. The Law of Trusts and Equitable Obligations. Oxford: Oxford University Press. 2010. Print.